Baccarat

The Game of James Bond

Objective

Two hands are dealt in baccarat – the Banker hand and the Player hand. Prior to the deal, each player at the table wagers on either the Player hand or the Banker hand (or the Tie Bet) at his or her own discretion and hope of a win. The object of baccarat is to have a wager on the hand that is closest to a total of 9.

At the start of the deal each player is free to place a wager, within the minimum and maximum table limits, on either the Banker hand spot, the Player hand spot or the Tie Bet spot. Both the Player hand and the Banker hand are dealt two cards each.

All tens and face cards have a value of zero, aces are worth 1, and all other cards are worth their face value. If the total of the values of each card added together exceeds 9, then the total hand value is adjusted by subtracting 10 from the total.

Hand Total Examples:

9+7=16 Hand Total Value is 6
5+5+5=15 Hand Total Value is 5

10+9=9 Hand Total Value is a
“natural” 9

After the initial two cards are dealt, a third additional card may be dealt to either the Player hand or the Banker hand. The third card is not a choice and is not requested by the player, but is decided by the dealer based on the following rules.

Third Card Rules

If the Player hand two card total is:

0-5 Player hand must Draw

6-7 Player hand must Stay

8-9 Natural – Player hand Stays

After the Player hand receives a third card, if required, the Banker hand may receive a third card according to the following rules:

0-2 Banker hand must Draw

3-6 Third card to Player hand determines Draw or Stay

7 Banker must Stay

8-9 Natural – Banker hand Stays

When the Banker hand two card total is 3-6:

Banker Hand Total Banker hand Draws when Player third card is Banker hand Stands when Player third card is
3 0-1-2-3-4-5-6-7-9 8
4 2-3-4-5-6-7 0-1-8-9
6 6-7 0-1-2-3-4-5-8-9

If the Player hand stands on only two cards, then a two card Banker hand totaling 3, 4 or 5 must Draw and a two card Banker hand totaling 6 must Stay.

You do not even need to memorize these rules to actually play baccarat, but it may be prudent to keep the dealer in check and make sure he is doing his job correctly. The deal of a third draw card to either the Player hand or the Banker hand is completely automatic by the rules of the game and will be carried out by the dealer as described by these rules. You do not have a choice in the matter as you do with blackjack. This actually makes baccarat a much easier game to play and win!

Payoffs

Winning Player hand wagers are paid 1 to 1. Winning Banker hand wagers are also paid 1 to 1. The Banker hand has a slight advantage over the Player hand, which the commission charge puts the odds back in favor of the casino when a player wagers on the Banker hand. Winning Tie Bet wagers are paid 8 to 1.

Low Odds

Of all the games I play and write about strategies for, baccarat has one of the lowest house advantages at only 1.2%. This fact makes baccarat particularly easy to take a consistent and automatic profit from. It is also easier to play than blackjack since the decision of whether or not you need to draw a card is removed. This baccarat strategy is one of my most favorite and profitable winning system. Now you can add it to your arsenal of winning strategies.

Play the Trend

Much like my roulette strategy, a very successful way to play baccarat is to play the trend. Most of the time you will find yourself in trends of several baccarat hands in a row winning for either the Banker hand or the Player hand. You want to capitalize by always being on the correct side of the trend.

Many people mistakenly believe that you should stick with one selection and continue to bet on that selection thinking it must hit 50% of the time. This mentality is how people wipe out their bankrolls or at least any profit they may have made in a losing streak. By correctly playing the trends you will avoid the majority of these losing streaks.

Another common misconception is that after a certain number of one side hits, the other side becomes ‘due’, bound to hit as the laws of probability demand. Wrong. Being an Engineer and being educated in the mathematics of probability, I can understand how a lot of people can make this mistake; it seems logical. If the Banker hand has won for the last 10 deals the Player hand is bound to win the next deal. The problem is you can never know when the trend is going to change, which requires you to try and predict the future, which leads to inconsistent play and losses. Theoretically, a trend could continue on forever, there are no rules to specify when and if a trend will change. Wait until the trend changes and then follow it, wait until the future unfolds and act accordingly.

Playing the trend to maximize your short term advantage is really quite simple. If the Banker hand won the last deal your money goes on the Banker hand for the next deal. If the Player hand won the last deal your money goes on the Player hand for the next deal. As long as the trend continues, you will win. The only time you lose is when the winning hand switches back and forth between the Player and Banker hands. If the Tie Bet wins you keep your money whether it was on the Banker hand or the Player hand, like a push in blackjack. When the Tie Bet wins, put your money back on the hand you had it on before, as if that deal had never taken place. Never wager on the high odds, high house advantage Tie Bet.

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